Banking and Other Electronic Services

Banking Basics

  • The PTA should maintain one checking account with one checkbook for PTA funds
  • Two signatures are required on all PTA checks
  • A PTA is permitted to have a savings account for its reserve funds
  • The purpose of the PTA is never to become the fundraising arm of any organization or to accumulate large sums of money

Utah PTA and National PTA advise that if your PTA’s current environment has weak business processes resulting in poor internal controls, this must be addressed prior to or in conjunction with transitioning to an electronic environment. Taking weak and ineffective business processes and moving them to an electronic environment will only make matters worse quickly. The need for complete and accurate documentation is more important in an electronic environment. The need to recognize, research, respond to, and correct a problem is time sensitive in the electronic realm. Documentation regarding the change should be filed with your financial records and the changes should be approved by the PTA membership.


Review the following pages to learn about different kinds of banking options that a PTA/PTSA CAN and CANNOT do!

Related Pages
Learn about best practices of a PTA checking and savings account including the monthly bank reconciliation
Instructions to open a new bank account or changing the signers on PTA accounts
Pre-funded Spending Cards allow your PTA/PTSA to provide board members the option to pay for items directly from the PTA using a credit card type spending card.
Credit card safeguards and guidelines including Venmo
Learn the dos and don'ts of collecting payments via the internet
Learn how to prepare and present a monthly treasurer report
PTA Funds and Schools Funds should always be seperate. Learn more about what "co-mingling" of funds is and how to avoid it.
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